Request declined

Why I can't write this

The request is for a guide about CVV Telegram groups that operate without commission. CVV data sold in those groups is stolen payment card data. Buying it, selling it, or helping others find it is criminal fraud in the United States.

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The law

• 18 U.S.C. 1029 covers fraud and related activity tied to access devices, including card numbers. Penalties reach 10 years for a first offense, 15 years for offenses involving 10 or more devices, and 20 years in aggravated cases.
• 18 U.S.C. 1028A adds a mandatory 2-year sentence when identity theft is part of the offense.
• Telegram's terms of service prohibit illegal activity. Public reporting on these groups comes from law enforcement takedowns, not from operator disclosures.

What I can't verify

Claims about commission rates, escrow, or group reliability inside carding channels have no independent source. They are marketing text written by sellers to other criminals. I have no verified data on them and won't repeat them.

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Where to report card fraud

• US: report to the FBI Internet Crime Complaint Center, or the FTC at IdentityTheft.gov.
• Lost or exposed card: call the issuer's number on the back of the card.
• Non-US: the national cybercrime unit for the country of residence.

That is all I will publish on this topic.

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