CVV (Card Verification Value) transaction validation is a security measure used by merchants to verify the authenticity of a credit or debit card during online transactions.
It helps prevent fraudulent activities by ensuring that the cardholder is in possession of the physical card during the transaction.
When making an online purchase, the CVV is a three- or four-digit number located on the back of the card. The merchant uses this number to confirm that the card is present and the transaction is legitimate.
CVV Transaction Verification: How It Works and What It Proves
While CVV is a robust security feature, it is not foolproof. There are instances where a fraudulent transaction can still occur despite the validation process.
In addition to CVV, merchants may implement other security measures such as 3D Secure authentication to enhance transaction security.
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