When dealing with card transactions, it's crucial to have a robust set of test scenarios to ensure security and compliance. This guide outlines key card test scenarios to consider.
Card Present Transactions
Card Not Present Transactions
3D Secure Authentication
Cardholder Verification
This scenario involves a physical card being used for a transaction. It's important to test the process from swiping the card to authorizing the payment.
Here, the transaction is conducted without the physical card, such as online purchases. Testing includes verifying the card details and ensuring secure transmission of data.
3D Secure adds an additional layer of security for online transactions. Testing should include validating the authentication process and ensuring it doesn't disrupt the user experience.
This involves verifying the cardholder's identity to prevent fraud. Tests should cover the accuracy of the verification process and its impact on transaction times.
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