A CVV is the three or four digit code on a payment card. A CVV shop sells stolen card data. The shop may sell card numbers, expiration dates, and CVV codes. Some shops sell full personal data. These shops operate on the dark web or on hidden forums.
Buying or selling CVVs is a federal crime in the United States. 18 U.S.C. § 1029 covers fraud and related activity in connection with access devices. A first offense can lead to up to 10 years in prison. Fines can reach $250,000 for an individual. A second offense can lead to up to 20 years.
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Law enforcement agencies track CVV shops. The FBI runs the Internet Crime Complaint Center. The FTC collects reports on card fraud. Banks use machine learning to spot stolen card use. Undercover agents buy data from shops to identify operators.
No legitimate review site exists for CVV shops. Any site that claims to rank or review CVV shops is a scam. The site may collect fees or personal data. The site may also be a law enforcement trap.
If you have information about a CVV shop, report it to the FBI IC3 or the FTC. If you are a victim of card fraud, contact your bank and place a fraud alert. The major credit bureaus offer free fraud alerts.
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